Studies show that by receiving financial wellness lessons, people are more likely to save, stay out of debt, and be more financially stable even after college.
Below are resources that can assist students with making informed financial decisions for better financial wellness, now and in the future.
Connect with Us
SparkPoint
| Gerardo Mendoza |
| Student + Administration Bldg., Room 227 |
Financial Aid
Find Financial Aid Confusing? We don’t blame you! What we can tell you is that by spending a little time learning about Financial Aid and other financial systems, you will learn to empower yourself along the way! We strongly encourage students to sign up for financial wellness counseling and learn about the different types of financial aid, grants, scholarships and self help funds available to students.
Are you considering taking out a student loan for college expenses? Taking on debt is a big decision that should not be taken lightly. Read on for things to consider before signing that loan paperwork! How much should I borrow? It’s always important to borrow only what you absolutely need to be successful in your classes.
Start by creating a budget to assess how much money you already have, and what your expenses are. Be honest with yourself about expenses that you need, versus expenses that you want. Use these Budgeting Tips to get started.
Next, use the Repayment Estimator to determine how much your monthly loan payment to be once you graduate. But how will I know if I can afford the monthly payments? Another thing to consider when deciding how much debt you should take out is how much you can earn once you complete your college degree and enter the workforce.
Use the U.S. Department of Labor Statistics National Occupational Employment and Wage Estimates to find out what people in your desired career are earning.
Contra Costa College Foundation
Offers scholarship opportunities and other student success support. Scholarship application window is every November to mid-February.
Zero Dollar Textbook Classes
At Contra Costa College, we recognize that the high costs of textbooks serve as a barrier that impacts student success. ZTC (Zero Textbook Cost) courses do not require students to buy textbooks. Courses designated as ZTC eliminate conventional textbook costs by using alternative instructional materials and methodologies, including Open Educational Resources (OER).
Transportation Support
Once a semester as supplies last, students in need may request either a
- bus pass ($50)
- gas card ($25)
From the basic needs office. Additional bus or gas cards may be available on a case-by-case basis, if seeking a second card have students see Basic Needs Coordinator in the Student Life office 112 SAB.
Clipper Start Card
- Application: https://www.clipperstartcard.com/s/application
- Offers 20% discount through AC and Bart systems for those who qualify
Sparkpoint
SparkPoint helps to empower individuals and families to become financial sustainable for social change. Work one-on-one with a coach who can help identify your goals for financial stability and prosperity!
SparkPoint is a nonprofit that helps people achieve financial security. Get free, coaching about budgeting, saving money, improving credit scores, reducing debt, and more!
SparkPoint Services:
- Financial coaching
- Credit coaching
- Connecting you with free legal services regarding things like student loans, bankruptcy, collections and credit history
How to Use SparkPoint
You can access SparkPoint services by attending an orientation or scheduling a one-on-one appointment. Check out our events calendar to register for an orientation or book a one-on-one appointment.
For more information on SparkPoint services and upcoming workshops, contact the SparkPoint Coordinator, Gerardo Mendoza.
Email: g.mendoza172@dvc.edu.
Location: Student + Administration Building, Room 227 (SAB 227)
Phone: 510.215.6873
Insurance
- Student Health Care Coverage
CCC’s insurance partner, Keenan, offers options for affordable health care coverage for students via their website at www.keenandirect.com/collegestudents - Student Car Insurance Coverage
CCC’s insurance partner, California’s Low-Cost Auto Insurance is a state-sponsored program that makes auto insurance more affordable. www.mylowcostauto.com
Student Resources
At Contra Costa College, we provide essential resources to support your academic journey. Our comprehensive support services are designed to help you succeed in your studies, manage personal challenges, prepare for your career, and smoothly transition to four-year institutions.
